Pensions and Divorce Guide

Paradigm Family Law - Guides and Resources

This guide explains why pensions are often a major asset in divorce and outlines the main pension types you may need to disclose. It also covers valuation (including CETVs), the main ways pensions can be dealt with, and common issues to watch for.

Table of Contents

TYPES OF PENSIONS

Pensions are often the largest asset after the family home. This guide explains

How pensions work in divorce and the options for sharing them.

The types of pensions are:

  1. State
  2. Defined benefit
  3. Defined contribution
  4. SIPPs / SASS
  5. Overseas pensions

PENSION VALUATION

Key value is the CETV, but additional actuarial reports may be required for

complex schemes.

 

HOW PENSIONS CAN BE SHARED

  1. Pension sharing orders
  2. Offsetting
  3. Attachment orders (rare)

COMMON ISSUES

  1. Unequal pensions
  2. Foreign pensions
  3. Tax implications
  4. Misleading CETV values

KEY QUESTIONS

  1. What is my pension actually worth?
  2. Should we share pensions or offset?.
  3. Do I need an actuary?

 

Want a PDF version?

Prefer to Listen?

If you know someone who may find this helpful, you can share it privately.

Scroll to Top

Request a Discreet Call

Alternatively, contact us by

Scan QR to open WhatsApp

Paradigm WhatsApp QR Code